HICASH démantelée par la DSC — prêts en ligne frauduleux au Sénégal
The Special Division for Combating Cybercrime (DSC) has dismantled a vast network of fraudulent online loans operating through the HICASH application, owned by the company Level Technologie. The operation follows several complaints filed between December 2025 and April 2026 by victims denouncing pressure, threats, and repayment demands far exceeding the amounts actually received.
The scheme was simple but insidious. Ads on Facebook lured users to the HICASH app, promising quick loans. But the reality was quite different: for an advertised loan of 10,000 FCFA, the user actually received only 6,500 FCFA, after deducting 3,500 FCFA presented as a service fee. The borrower was still required to repay the full 10,000 FCFA in just seven days, representing a real interest rate of approximately 53.8% per week, equivalent to nearly 2,800% annually—far exceeding the officially advertised rate of 35%.
In case of delay, debt collectors would increase their calls and would not hesitate to contact the borrowers' relatives, exploiting their personal data collected during registration.
Technical analysis of the platform revealed the extent of the damage: tens of thousands of registered users, over one hundred thousand loan applications processed, and a total volume exceeding three billion CFA francs. The provisional estimate of the damage is approximately one billion CFA francs.
A debt collection center organized in Liberté 6
The investigation led to the company's offices being located in Liberté 6, where investigators discovered a facility with nearly seventy employees, including more than sixty debt collectors. Searches resulted in the seizure of tens of millions of CFA francs in cash, computer equipment, several mobile phones, and a SIMBOX device used to bypass international SMS routing systems. Reimbursements were processed through Wave and Orange Money, via payment aggregators that allowed transactions to be handled outside of normal regulatory channels.
The investigation also established that the company had no legal authorization to carry out lending or financing activities.
Five suspects referred to the Financial Judicial Pool
Several officials from the organization, including the director general, were arrested and questioned at the DSC headquarters. Following the investigation, five suspects were brought before the Prosecutor of the Financial Judicial Pool.
Faced with the resurgence of this type of scam, the national police are calling on citizens to be vigilant and recommend checking the legality of any lending platform, avoiding credit applications distributed only on social networks and immediately reporting to the authorities any attempt at pressure or threat related to an online loan.
Mor Mbaye CISSÉ
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